SG Masters Pathways
Cost of Living in Europe 2025: Country-Wise Breakdown, Expenses & Student Budget Guide
November 25, 2025
Shrawan Gupta
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Cost of Living in Europe 2025: Country-Wise Breakdown, Expenses & Student Budget Guide

Country Insights

Beginning

For many international students, especially those from India who want a world-class education, a lively culture, and a chance to see job markets around the world, studying in Europe is a dream come true. Aside from tuition, the cost of living is one of the most important things to plan for. Knowing what to expect can help you save money and make better decisions about where to go.

 

What is Included in the Cost of Living?

In Europe, the cost-of-living changes from city to city and country to country. But most budgets will have these important parts:

·         Rent (for student housing or shared apartments)

·         Food and groceries

·         Getting around (monthly public transport pass or bike rental)

·         Insurance for health

·         Bills for the internet and mobile phone

·         Fun and games

·         Books and other school supplies

·         Other costs, like clothes, emergencies, and so on

 

Monthly cost breakdown by country (averages in EUR)

🇩🇪 Germany: €800 – €1,100

🇳🇱 Netherlands: €1,000 – €1,500

🇫🇷 France: €1,000 – €1,400 (more in Paris)

🇪🇸 Spain: €800 – €1,200

🇮🇹 Italy: €800 – €1,200

🇨🇭 Switzerland: €1,500 – €2,000 (very high)

🇦🇹 Austria: €900 – €1,200

🇵🇱 Poland: €600 – €900 (not too expensive)

🇨🇿 Czech Republic: €700 – €1,000

🇸🇪 Sweden: €1,000 – €1,400

 

How to Cut Your Living Costs

·         Choose student dorms or shared flats to save money on rent.

·         Instead of going out to eat all the time, cook at home.

·         For museums and transportation, get an ISIC or student discount card.

·         Buy a local SIM card with student discounts.

·         Book early and travel during off-peak times to get lower prices.

·         Join student groups to meet new people and go to free events.

 

Why This Guide Is Useful

You should also know how much your daily life will cost when you make a choice about where to study. This guide shows you how much you can expect to spend each month and helps you compare places not only by university rankings but also by how affordable they are. When you are planning your application, you can use this to help you guess how much money you will need from scholarships, loans, and your parents.

 

Want a session to plan your costs just for you?

Call SG Masters Pathways for free to talk about your budget and find countries and programs that are a good fit for you and your budget.

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Cost of Living in Europe 2025: Country-Wise Breakdown, Expenses & Student Budget Guide